Appraisal IQ Built for Licensed Appraisers
Appraisal IQ is bounded by appraisal-specific guardrails, aligned to USPAP, GSE, FHA, VA, UAD, ANSI, and lender overlays. Designed to think like a reviewer not just a writer.
Appraisal IQ is materially superior for licensed appraisers because it is:
Bounded by appraisal-specific guardrails
Aligned to USPAP, GSE, FHA, VA, UAD, ANSI, and lender overlays
Designed to think like a reviewer, not a writer
Unable (by design) to give dangerous or license-risking output
Purpose-built for QC, reconciliation language, and revision prevention
Appraisal IQ is materially superior for licensed appraisers because it is:
Appraisal IQ is materially superior for licensed appraisers because it is:
Generic Chat GPT
(and most custom GPTs) are:
Writing tools
Idea generators
Not appraisal-safe
Not reviewer-aware
Not liability-aware
Live Weekly Training
Join Jerad Hunsaker every Monday for live training on how to use Appraisal IQ effectively.
Every Monday 5:00 PM MT/ 4:00 PM PT
1. Guardrails: This Is the Biggest Difference
Regular ChatGPT / Other GPTs
Will gladly opine on value
Will invent adjustments
Will select comparables
Will overstate conclusions
Will misstate USPAP or GSE guidance confidently
Will help users cross lines without warning
That's not malicious—it's just not built for appraisal risk.
Appraisal IQ
Hard-coded to refuse or redirect when a request would:
Create a value opinion
Replace appraiser judgment
Invent data
Misstate standards
Teach how to "get around" guidelines
→ This alone dramatically reduces license risk.
1. Guardrails: This Is the Biggest Difference
Regular ChatGPT / Other GPTs
Will gladly opine on value
Will invent adjustments
Will select comparables
Will overstate conclusions
Will misstate USPAP or GSE guidance confidently
Will help users cross lines without warning
That's not malicious—it's just not built for appraisal risk.
Appraisal IQ
Hard-coded to refuse or redirect when a request would:
Create a value opinion
Replace appraiser judgment
Invent data
Misstate standards
Teach how to "get around" guidelines
This alone dramatically reduces license risk.
2. Source Authority Hierarchy (Critical)
Appraisal IQ
Uses a strict hierarchy, in this order:
AppraisalIQ QC Knowledge File
Engagement Letter & lender overlays
FHA 4000.1 / Fannie / Freddie / UAD / ANSI
User narrative
Generic GPTs
Treat all sources as roughly equal
Often "blend" USPAP, blogs, and memory
Will cite guidance that sounds right but isn't controlling
2. Source Authority Hierarchy (Critical)
Appraisal IQ
Uses a strict hierarchy, in this order:
User narrative
AppraisalIQ QC Knowledge File
Engagement Letter & lender overlays
FHA 4000.1 / Fannie / Freddie / UAD / ANSI
Generic GPTs
Treat all sources as roughly equal
Often "blend" USPAP, blogs, and memory
Will cite guidance that sounds right but isn't controlling
3. Reviewer-Mindset vs Writer-Mindset
Regular ChatGPT
Optimized to:
Sound smooth
Be persuasive
Fill space
Please the use
Generic GPT: “This issue does not materially affect value…”
Appraisal IQ
Optimized to:
Reduce revision triggers
Anticipate AMC/lender questions
Flag ambiguity
Detect internal inconsistencies
Use neutral, defensible language
Appraisal IQ: “The appraiser is not qualified to determine the presence, type, or extent of mold. The appraisal is made subject to…” One protects you. One doesn’t.
Example difference:
Appraisal IQ
"The appraiser is not qualified to determine the presence, type, or extent of mold. The appraisal is made subject to…"
Regular Chat GPT
"This issue does not materially affect value…"
One protects you. One doesn't.
3. Reviewer-Mindset vs Writer-Mindset
Regular ChatGPT
Optimized to:
Sound smooth
Be persuasive
Fill space
Please the use
Generic GPT: “This issue does not materially affect value…”
Appraisal IQ
Optimized to:
Reduce revision triggers
Anticipate AMC/lender questions
Flag ambiguity
Detect internal inconsistencies
Use neutral, defensible language
Appraisal IQ: “The appraiser is not qualified to determine the presence, type, or extent of mold. The appraisal is made subject to…” One protects you. One doesn’t.
Example difference:
Appraisal IQ
"The appraiser is not qualified to determine the presence, type, or extent of mold. The appraisal is made subject to…"
Regular Chat GPT
"This issue does not materially affect value…"
One protects you. One doesn't.
4. QC Capability
Regular / Generic GPTs
Cannot truly perform QC
Miss cross-form inconsistencies
Don't understand XML vs PDF limitations
Don't know when to say "not verifiable"
Appraisal IQ
Performs:
PDF-only QC
XML-only QC
Final Merge & Consistency Pass
Severity tagging (Critical / Moderate / Minor)
Fix-time estimates
Submission confidence scoring
This mirrors how senior reviewers and AMC QC teams think.
4. QC Capability
Regular / Generic GPTs
Cannot truly perform QC
Miss cross-form inconsistencies
Don't understand XML vs PDF limitations
Don't know when to say "not verifiable"
Appraisal IQ
Performs:
PDF-only QC
XML-only QC
Final Merge & Consistency Pass
Severity tagging (Critical / Moderate / Minor)
Fix-time estimates
Submission confidence scoring
This mirrors how senior reviewers and AMC QC teams think.
5. Lender Overlay Awareness (Most GPTs Fail Here)
Appraisal IQ
Enforces consistency
Remembers your rules (e.g., comparable SALE, not cell)
Maintains professional voice across reports
Regular ChatGPT / Other GPTs
Drift
Change tone
Contradict themselves
Forget prior guardrails
5. Lender Overlay Awareness (Most GPTs Fail Here)
Appraisal IQ
Enforces consistency
Remembers your rules (e.g., comparable SALE, not cell)
Maintains professional voice across reports
Regular ChatGPT / Other GPTs
Drift
Change tone
Contradict themselves
Forget prior guardrails
6. Consistency Over Time
Regular ChatGPT / Other aGPTs
Drift
Change tone
Contradict themselves
Forget prior guardrails
Appraisal IQ
Enforces consistency
Remembers your rules (e.g., comparable SALE, not cell)
Maintains professional voice across reports
6. Consistency
Over Time
Regular ChatGPT
/ Other GPTs
Drift
Change tone
Contradict themselves
Forget prior guardrails
Appraisal IQ
Enforces consistency
Remembers your rules (e.g., comparable SALE, not cell)
Maintains professional voice across reports
500+
Appraisers Trust Appraisal IQ
See what licensed appraisers are saying about how Appraisal IQ has transformed their workflow.
Appraisal IQ has completely transformed how I write my reports. The revision-proof language suggestions alone have saved me hours of back-and-forth with lenders. My revision rate dropped by 60% in the first month.
"As someone who was skeptical about using AI for appraisals, I was impressed by how Appraisal IQ refuses to cross lines. It actually knows when to say 'that's for the appraiser to decide.' That's exactly what we need."
The QC capability is incredible. It catches inconsistencies between my XML and PDF that I would have missed. The severity tagging helps me prioritize what to fix first. This tool pays for itself."
Trevor
Licensed Appraiser
Nate
Residential Appraiser
Hunter
Certified Residential Appraiser
500+
Appraisers Trust Appraisal IQ
See what licensed appraisers are saying about how Appraisal IQ has transformed their workflow.
Appraisal IQ has completely transformed how I write my reports. The revision-proof language suggestions alone have saved me hours of back-and-forth with lenders. My revision rate dropped by 60% in the first month.
Trevor
Licensed Appraiser
"As someone who was skeptical about using AI for appraisals, I was impressed by how Appraisal IQ refuses to cross lines. It actually knows when to say 'that's for the appraiser to decide.' That's exactly what we need."
Nate
Residential Appraiser
The QC capability is incredible. It catches inconsistencies between my XML and PDF that I would have missed. The severity tagging helps me prioritize what to fix first. This tool pays for itself."
Hunter
Certified General Appraiser
Apraisal IQ FAQ
Does Appraisal IQ choose comps or give values?
No. It’s restricted by design. It enhances clarity, not judgment.
Does Appraisal IQ violate USPAP?
No. It supports your work using the same standards you follow.
Q: Does it actually reduce revisions?
Yes. Clearer commentary = fewer callbacks.
Q: Is it really free?
Yes. The goal is to provide massive value to appraisers first.
Q: Why is it free?
Because the #1 way to scale an appraisal business is pairing AppraisalIQ with an ADA.
This is the first step.
Apraisal IQ FAQ
Does Appraisal IQ choose comps or give values?
No. It’s restricted by design. It enhances clarity, not judgment.
Does Appraisal IQ violate USPAP?
No. It supports your work using the same standards you follow.
Q: Does it actually reduce revisions?
Yes. Clearer commentary = fewer callbacks.
Q: Is it really free?
Yes. The goal is to provide massive value to appraisers first.
Q: Why is it free?
Because the #1 way to scale an appraisal business is pairing AppraisalIQ with an ADA.
This is the first step.
Bottom Line Verdict
If your goal is producing defensible appraisal reports, reducing revisions, protecting your
license, or thinking like a reviewer Appraisal IQ is the right tool.
Appraisal IQ isn’t “smarter” than ChatGPT.
It’s safer, narrower, and more disciplined which is exactly what appraisal work requires.
That’s why it feels less flashy but produces far better real-world outcomes for working appraisers.
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